Europcar chooses the law that suits it best to refuse a refund | Money

In June I booked a hire car with Europcar for a week’s holiday in France. I paid a higher rate which allowed me to cancel for a cash refund and phoned to confirm that this was what I was entitled to. However, when the government advised against travel to France, Europcar told me that under French law it was allowed to issue a credit note instead of a refund. It claimed that since the car was booked in France my contract was with its French counterpart, despite the fact the payment was taken in sterling and Europcar’s address on my credit card statement given as Watford. I think Europcar is choosing the law that suits it best.
JA, London

You have good reason to think that. I began by asking Europcar why customers who need to cancel a booking by phone are directed to a number that costs up to

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As US population ages, private insurers reap more money from government-run Medicare

Private insurers are reaping a veritable windfall from the federal government’s heavy spending on the elderly — with demand from the COVID-19 pandemic leading to more robust offerings.

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Following a trend that has been growing in the past few years, both Cigna (CI) and United Health Group (UNH) announced expansions of their Medicare Advantage plans for 2021 — with Cigna expanding in 67 counties and UnitedHealth expanding in 300 counties.

In addition, Walmart (WMT) has joined in with its own insurance education services, in order to help seniors sign up for Medicare plans.

The two health insurance giants are expanding in an increasingly competitive market, dominated by players like Humana (HUM) and Centene (CNC). They are also seeing a swell of startups including Clover Health, Oscar and Bright Health.

According to Brian Evanko, Cigna’s president of Government Business, insurers are faced with a convergence of factors that include

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As Donald Trump’s Law-and-Order Message Fails In Minnesota, Campaign Moves Money to Must-Win Florida

The release on bail of Derek Chauvin, the officer charged in George Floyd’s death, prompted yet another surge of unrest in Minnesota. But even as demonstrations filled the streets for a second night, Donald Trump’s campaign was pulling ad money out of the state. The president’s law-and-order message, which campaign officials had expected to resonate in the protest-torn state, wasn’t working.



a group of people posing for the camera: Law and order? Protesters lock arms during a demonstration after the release on bail of former police officer, Derek Chauvin, in Minneapolis, Minnesota, on October 7, 2020.


© KEREM YUCEL/AFP via Getty Images
Law and order? Protesters lock arms during a demonstration after the release on bail of former police officer, Derek Chauvin, in Minneapolis, Minnesota, on October 7, 2020.

Trump taking down the fabled “blue wall” of Rust Belt states—Pennsylvania, Wisconsin and Michigan—was the most shocking component of his historic upset in 2016. Just as unexpected, to Democrats, pollsters and political pundits, was this: he nearly won Minnesota, falling just 1.5 points behind Hillary Clinton in what was supposed to be the bluest of blue

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How much government money does Trump plan to spend on his reelection?

You may be curious why the administration doesn’t simply take its time and make sure that the program, which would surely be received gratefully by senior citizens, is implemented effectively and smoothly. Except you’re probably not actually curious about that because you recognize what’s happening: Trump wants this done before Election Day to capitalize on that goodwill in the form of votes.

None of this is subtle. Sure, a White House spokesman told Politico that the plan “has nothing to do with politics.” It’s just that the team is trying to figure out how to make it happen before Nov. 3, a date with no special significance whatsoever.

When this was first proposed, the New York Times reported that pharmaceutical companies balked at the idea of distributing what they referred to pejoratively as “Trump cards”: cash handouts tied explicitly to the president. But Trump’s team made very clear that the

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U.K. Seizes Millions in Cash, Knightsbridge Properties in First Use of Dirty Money Law

(Bloomberg) — The U.K. reached a 9.8 million pound ($12.7 million) settlement in its first successful use of a controversial power designed to crack down on dirty money.



a sign on the side of a building: LONDON, ENGLAND - OCTOBER 07: A general view of The National Crime Agency building in Westminster on October 7, 2013 in London, England. The NCA replaces SOCA, the Serious Organised Crime Agency, which was formed in 2006. Dubbed "the British FBI", the NCA will be tasked with tackling the most serious of crimes in the UK and replaces a number of existing bodies. (Photo by Dan Kitwood/Getty Images)


© Photographer: Dan Kitwood/Getty Images Europe
LONDON, ENGLAND – OCTOBER 07: A general view of The National Crime Agency building in Westminster on October 7, 2013 in London, England. The NCA replaces SOCA, the Serious Organised Crime Agency, which was formed in 2006. Dubbed “the British FBI”, the NCA will be tasked with tackling the most serious of crimes in the UK and replaces a number of existing bodies. (Photo by Dan Kitwood/Getty Images)

The National Crime Agency settled a so-called Unexplained Wealth Order with Mansoor “Manni” Mahmood Hussain, a Leeds businessman, the agency said Wednesday in a statement. The 40-year-old handed over more than 45 properties in London, Leeds and Cheshire, four parcels of land, and nearly 600,000 pounds in cash.

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Beyond Good Embarks Upon Second Phase of Research with Bristol Zoological Society To Study … | Money

In 2016, conservation scientists embarked on phase one of the research. They spent six months working with cocoa farmers, conducting lemur surveys and monitoring plantations using night cameras and acoustic units. The research identified five species of lemurs, including three categorized as Endangered on the IUCN Red List, living in the plantations. All 3,263 share trees in the plantations were also surveyed to understand which trees the lemurs were using.

In phase two, researchers will assess and increase connectivity between cocoa plantations and forest fragments to begin active development of habitat corridors and bolster biodiversity. Additionally, researchers will work with farmers to make agroforestry decisions that impact sustainable livelihoods and conservation.

In June 2020, a local field team on the ground in Madagascar began agroforestry and biodiversity framework to prepare for when Malagasy researchers from Bristol Zoological Society can travel to the research site. The research is expected to conclude

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Valvoline Instant Oil Change Partners With American Cancer Society To Raise Money In The Fight Against Cancer

NEWTON, Mass., Oct. 5, 2020 /PRNewswire/ — During October, participating Valvoline Instant Oil Change SM (VIOC) locations will offer customers the opportunity to help raise much-needed dollars to support American Cancer Society (ACS) and its Road To Recovery program which helps transport cancer patients to potentially life-saving treatment appointments. For an even bigger impact, customers can download a coupon from ValvolineFightsCancer.com and for every coupon redeemed, VIOC will donate an additional five dollars to ACS.

“DON’T PUT IT OFF!” Recent reports show that due to the pandemic, 46% fewer patients were diagnosed with cancer. This means many cancers won’t be discovered until they are in advanced stages when they are more difficult to treat. In support of ACS, VIOC wants to remind everyone that just like maintaining fluids in their vehicle prevents major repairs, getting recommended cancer screenings does the same for their body.

“We are excited for the

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Wales lockdown: Ryanair holidaymaker faces losing money or breaking law

Tourists on the AlgarveImage copyright
Getty Images

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Local lockdown restrictions in Wales mean people cannot leave those areas for holidays

People who have booked holidays say they are left choosing between losing their money or breaking the law.

It is illegal for people living in Welsh areas subject to local lockdowns to leave their county except for essential reasons which do not include holidays.

People living in England’s hotspots are still able to travel.

But some people in Wales are struggling to get refunds for booked holidays they are no longer allowed to take.

“I either flout the law or lose the money spent on my flights,” Jeff Norman from Cardiff said.

The 58-year-old was due to fly to Portugal on 5 October, having booked tickets before Cardiff became subject to a local lockdown.

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Jeff Norman

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Jeff Norman says he has been left choosing between losing money
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The Use Money Movement

Baseball might rank up there, however barbecue is one other great American pastime. Local government public bodies are company and politic with perpetual succession comprised of municipal residents exercising public and important local government features. Even after the very public elimination of Rocío Arias and Eleonora Pineda, each candidates have been absorbed into smaller, pro-Uribe political organizations.

As a result of the stories and ideas expressed within the texts are used to manage individuals in various life circumstances. If individuals are invested with political rights, they must be clearly instructed about their duties as citizens. The delegates also declared a union of the American colonies “completely crucial for their preservation,” and adopted the Albany Plan of Union.

In the 1670s, the Lords of Trade and Plantations, a royal committee established to implement the mercantile system on the colonies, moved to annul the Massachusetts Bay constitution, because the colony was resisting … Read More

Do You Desire to Get Free Government Grant Money?

Billions and billions of dollars are given away to American citizens by means of free government grant programs every year, and this year is no anomaly. There is an abundance of capital expenditure being shoved into these government grant programs, which lets any US citizen over the age of 18 to petition for and qualify to acquire.

How will you use this money? Rather than what could you do, the genuine question is what can’t you do with this money? There are a few government and even private grant foundations that are here to help people for a broad array of purposes.

There might be hundreds of grants that you might qualify for, and since these are not loans it does not matter which kind of credit score you have. You will get free government money outside a credit check, outside a down payment, and without a cosigner. This is … Read More