Money Lending Laws and Regulations: Is Charging High Interest Rates Illegal?

In finance, a loan means the lending of capital to other parties, organizations, or individuals, etc. The receiver is entitled to pay the sum borrowed with interest.

Visit Collected.Reviews to read feedback about loan providers. Loans can be divided into two different categories: personal (or consumer) loans and company loans.

Here are the most common kind of loans offered by money lenders:

1.     Credit Cards

Whenever a customer makes any transaction using a credit card, it is as if the person is offered a personal loan. Outstanding loans accrue interests every month; to avoid this, one should pay the loan as quickly as possible.

2.     Credit Card Cash Advances

Typically, a cash advance feature comes with credit cards. Indeed, anyone with a credit card has a floating cash line open on an ATM.This is costly way to borrow as cash advances often have a payment that is usually … Read More

Truck Accident Lawyer, Salt Lake City

When an accident occurs in which a small vehicle collides with a large truck, the consequences of this tend to be serious and can lead to extensive bills, as well as long recoveries.


The victims of these accidents have to opt for some compensation that helps them cover all these expenses, which tend to exceed the expenses of other types of accidents. Salt Lake City truck accident lawyer have the knowledge to deal with these types of cases and secure compensation to alleviate financial problems for their clients.


How truck accident claims differ from others.

Compensation claims involving motor vehicles such as large trucks have a reputation for being extremely complex and with many technicalities. The process becomes unpredictable compared to a typical car accident case, in addition to being complicated to handle, one of the main reasons for its difficulty tends to be discovering who is to Read More

Why You Should Negotiate For a Settlement after a Truck Accident

Truck accidents are sometimes very fatal when victims sustain both physical and internal injuries which can leave long time damage on them. A truck accident settlement is therefore the only way to receive compensation for pain and suffering caused by the truck driver.

When an individual is injured in a truck accident, they experience several losses, which can make their current situation very difficult to get adapted to because of the several losses they have to go through. This is why a Lafayette lawyer for truck accidents will work with the liable party’s insurance company to settle out of the courtroom.

Court proceedings take a long time

Judicial proceedings after a truck accident case is often an extended process since it undergoes few stages such as an appeal in a higher court after trial. These processes may even begin all over, which consumes more time. Truck accidents victims may not Read More

The Simple Guide to Tracking Employee Productivity in a Firm

Every employer and business owner measures the level of productivity in their enterprise. Many people do this for various reasons according to the opinions of people found on While it lets you know the capability of an employee, it also lets you know his/her weakness. This lets you leverage on his/her strength to further drive productive capacity.

It could be challenging to ensure productivity in the workplace.Opinions about apps reveal that many employees are either distracted by their smartphones or social media engagements. In some other cases, employees just lack interest in putting efforts that maximally yield profit. Thus, while productivity is an integral factor of growth, engaging employees could motivate them.

To increase the level of employee productivity, employers can:

  • Create high expectations and let the employees know
  • Define productivity based on working hours and quality effort in the work
  • Identify production capacities
  • Evaluate employee efficiency
Read More

What To Do When You Are Partly At Fault In A Car Accident

After car accidents, you can easily get caught up in the heat of the moment and all the stress. You can end up in heated disagreements about responsibility. This can create huge problems you need to be aware of. 

Defining At Fault

This practically means who was at fault for the accident. This legal term is very common in personal injury law unless living in no-fault US states

In most situations, people start to point fingers since they think someone else is at fault. We naturally tend to think that our driving is beyond criticism. However, when discussing compensation claims and insurance companies, someone needs to be at fault. The insurance adjuster will have to identify details and reimburse the affected driver. 

But what happens in the event that you were actually at fault? According to Regan Zambri Long in Washington DC, there are some things you have Read More

Main Reasons To Hire Car Accident Lawyers

When considering hiring lawyers, you should ask some important questions to help you find the best professional to handle your case and make your final decision. Why should I choose a specific lawyer? What are the different areas of expertise that a lawyer should have? And most importantly, how much will the cost of representation be?

Below is some information that will help you understand car accident lawyers and the services they provide. This will help you to figure out why hiring Richard Harris car accident lawyers is important to begin with.

Contingency Fees

Most car accident lawyers work on a contingency fee basis; which means that you only pay legal fees if and when they win your case or settlement in your favor. Many lawyers offer a free consultation or initial meeting in which you can discuss your case with them. During this time, they will review all of … Read More

Remember This About What To Do After You Are Injured In A Car Accident

Every single year, over 2.5 million people end up injured due to car accidents. In most cases, injuries require medical treatments and they are quite severe. To make matters even worse, if you suffered an injury in Scranton, there is a pretty good possibility insurance providers will quickly offer minimal settlements so that they can finish the case. In most cases, such settlements do not cover all the expenses that appeared because of the car accidents.

The good news is that the steps you take after the car accident can lead to higher compensation. Do this to get exactly that.

Seek Immediate Medical Attention

When involved in a car accident, the first thing you have to do is to check for injuries. Then, you need to go to the doctor or you have to at least notify your physician if you do not notice injuries so that you … Read More

What Should You Do After 18 Wheeler Truck Accidents?

Because of the fact that there is a huge difference in weight and size when we compare passenger vehicles with 18 wheelers, it is easy to understand why 18 wheeler truck accidents are a lot deadlier than regular traffic-related incidents. 

What you do after the accident is very important. Always follow the steps below to help you get a better result. 

Get Treatment For The Injuries

The very first priority you should have is definitely your health. Take all proper precautions and get the right medical care. When faced with life-threatening injuries, loss of consciousness, respiratory issues, or excessive bleeding, you have to go to the hospital as soon as possible. Urgent care centers are good for less serious injuries that do require care on the same day. These are facilities that could help you deal with issues like:

  • Abrasions
  • Cuts
  • Whiplash
  • Soft tissue injuries
  • Minor broken bones

It is Read More

What to do before renting a house

Renting a house in the UK is not always as easy as you think. Most times, you might not find where you like and the place you get might be downright unmanageable. Besides, if you are not strategic with renting a house, you may end up spending your money on what you will regret later. To avoid that, here are tips for renting a house:

Inspect the house thoroughly

If you want to get value for your money, you have to be sure that the house you are renting is of high quality. As such, you should inspect it yourself. If you can, take along a property inspector. Check for any moss or mold anywhere, and around the taps for leaks. Also, see if the doors and windows open properly and how the water is running in the shower. Check the locks, the toilets, floorboards, carpets, etc. Ensure you check … Read More

6 Best Ways to Deal With Thieves

One of the worst fears in life is losing sentimental items for being a victim of a robbery with violence.

If we have not yet heard something stolen from us, at least we know of somebody whose valuables were stolen.

There are many categories of theft and before proceeding, I find it fit to shed light on each of them. Have a look;

·       Petty theft or larceny.

Larceny is a minor and non-violent theft where another person takes somebody’s belongings without the owner’s consent.

·       Robbery

Ordinary robbery is taking someone’s property by use of violence or through making threats of violence.

·       Armed robbery

Unlike an ordinary Robbery, an armed robbery is there there is the use of dangerous weapons to take somebody’s property.

·       Identity theft

Identity theft, on the other hand, is quite common on social media where a person unlawfully obtained a person’s identification details … Read More